1% Down Home Loan Program

The Lending Company is an Approved Lender to underwrite these FHA loans on the "America's Home Buyer Solution".

Up to 2.5% Gift is given to a Homebuyer using an FHA Loan. The 2.5% Gift comes from an approved 501 - 3 ( C ) non - profit charity.  There is No Obligation to Repay the Gift.  Easy to Qualify !!

 Quick Reference How Program Works

 1)  Available in Arizona and other States. 

 2)  1% Down from Borrower can be Gifted  from a Blood Relative, making this a Zero down FHA Loan.  (call for details) 

 3)  No Obligation to repay Gift Money, because it is a Gift. 

 4)  Only with FHA loans 30 year fixed, no pre payment penaltys.

  5)  1 to 4 unit Family homes & Condos too.

 6)  Minimum FICO 640 all borrowers.

 7)  Seller can pay 6% of buyers closing cost.

 8)  co-signers OK.

Example  1% Down Payment Loan 

$100,000 Home Purchase Price

$3,500 FHA 3.5% Down Payment

$2,500 Gift Down Payment 2.5%

$1,000  or 1% Total Down From Borrower 

Ask Me How !  "Apply Now"  

(click on "Apply Now" & Link to application form)

or call 480-390-2123

MBongiovanni@thelendingco.com